Fellows by Category

Organization: IIMPS

In response to the absence of support for the impoverished elderly in India, Gautam Bharadwaj has designed a new system that helps low-income workers financially plan for old age throughout their working lives. Gautam has created the policy and institutional architecture needed to make financial security in old age a reality for the poor. 

Working with health insurance companies, Mukteshwari “Mukti” Bosco is establishing a comprehensive health education and health financing system that will enable the poor to access fair, cost-effective, high-quality medical treatment.

Pradeep Ghosh has designed a social security system that incorporates the financial and community realities of the Indian poor. His approach offers economically vulnerable communities the chance to take charge of their social security using their existing resources, and does so in a way that can be replicated across India’s poorest communities.

Organization: Bandhan

Since India’s booming microfinance sector has failed to include the poorest of the poor in its economic development programs, Chandra Shekhar Ghosh has created an innovative “trickle-up” approach to poverty alleviation. Starting with grants and training for people who otherwise lack access to microcredit, his program aims to graduate participants first to regular microfinance programs and then...

Organization: Rang De

Ram is generating a systems-changing way of delivering credit services to the poorest individuals by blending peer-to-peer lending with a strong back-end delivery system that controls interest rates. By carefully prequalifying citizen organizations (CO’s) and establishing robust back-end processes, he repurposes CO’s to act as branches and for the first time, deliver loans at interest rates as...

In India, where approximately 80 percent of farmers work on a small or marginal scale, traditional cropping patterns have proven to be low-yield and risk-intensive while also depleting soil nutrition. Shashank Kumar is helping farmers get away from these antiquated practices through low cost and market-driven interventions that begin at the crop planning stage and end at the sale of produce....

Ramesh is bringing valuable, affordable and high quality houses to the most disadvantaged rural areas through an inclusive process of empowering rural communities and an innovative microfinance system adjusted to building houses. In addition, he is improving their life conditions through creating awareness around the importance of proper hygiene and sanitation. To keep the program affordable...

Organization: BASIX

Vijay Mahajan founded BASIX, a livelihood promotion institution which supports the livelihoods of over a million poor rural households in India. BASIX has created and expanded financial services, agricultural and business development, and institutional development towards sustained improvements in the lives of the rural poor.

Organization: eKutir

Krishna Mishra is changing Indian farmer’s quality of life by turning farming into a modern profitable livelihood opportunity. Seeing farmers as entrepreneurs who are operating in complex systems and are exposed to various risks—financial, institutional, market, and household—Mishra has built a personalized portfolio management system that holistically assesses risks and caters to the needs of...

Organization: Vivekananda Seva Kendra O Shishu Uddayan (VSSU)

Kapil Mondol is moving beyond traditional approaches to microfinancing by introducing microbanking to villagers. Beginning in rural Bengal, Kapil's approach has rapidly spread over the last few years to encompass more than 200 villages, catching the attention of microfinance practitioners who have come from Bangladesh, Africa, and the United States to learn from him.

Organization: Kinara Capital

By financing the supply chain and mitigating risks in new ways, Hardika is creating new architecture to lend to the millions of small and medium enterprises without collaterals or credit history. She is providing enterprises with the critical support that has a huge multiplier effect of moving them up the value chain and to attain full economic citizenship.

Organization: NIDAN

Secure access to markets can bring many of the world’s informal workers out of poverty. Arbind Singh gives urban poor access to markets through large people-owned and managed institutions—large enough to influence policy and be legitimate competitors in a globalizing market. By initiating worker cooperatives like the National Alliance of Street Vendors, Arbind has created a bridge for the...

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